A consultant can earn strong reviews while waiting two months for payment. In Zi Wei Dou Shu, Hua Ke in the Wealth Palace can raise questions about recognized expertise. It does not turn an unpaid invoice into available cash.
Separate reputation from receipts
One consultant gains referrals after a completed project but has a sixty-day payment term. A designer has visible work yet repeatedly accepts low fees for exposure. Read the Career Palace for the work model and the Wealth Palace for the income channel. Neither replaces the contract.
Use an accounts-receivable table
Track signed work, finished work, billed work and money actually received. Compare the payment schedule with payroll and tax dates before taking another large project. Read the natal chart first and timing layers later. The chart may sharpen the questions; bank records decide whether the business has enough cash.